Here is some General Information you may need to help you.  This includes a list of helpful brochures, calculators, information, forms, and external web sties for your reference.

Foreclosure Help

    Maryland Hope Program: A statewide network of nonprofit agencies that provide foreclosure prevention assistance. The Maryland Department of Housing and Community Development provides financial support and training to these agencies. These counselors are the critical link in assisting individuals facing foreclosures, acting as a resource to negotiate reasonable terms with mortgage servicers, and advising citizens on the best actions to take to save their homes. It is anticipated that 6,000 consumers will receive assistance in the coming year from these nonprofits.

Useful Information Including Applications, Forms, and Misc

Maintenance, Repairs, and other items

Credit Reporting

  •  Free Annual Credit Report (Setup by the US government) This is to help consumers to obtain a FREE copy of their credit report.
  • Improve Your Credit Score! (Setup by the US government) This site contains a range of tools and resource's build your knowledge, and build your credit.

Section 8

Baltimore City Rent Court

Home Repair Web sites

Brochures and Guides 

 

Reference Maps

Buying vs. Renting

  Advantages Considerations
Buy
 Property builds equity Responsible for maintenance
Sense of community, stability, and security Responsible for property taxes
Free to change decor and landscaping Possibility of foreclosure and loss of equity
Not dependent on landlord to maintain property Less mobility than renting
 
Rent
 Little or no responsibility for maintenance No tax benefits
Easier to move No equity is built up
  No control over rent increases
  Possibility of eviction

Down payment and Closing Costs Programs

Special Purchase Loan Programs

Home Purchase Programs

Renovation/Rehab Programs

Special Programs

City Tax Incentives

Historic Preservation Resource

Housing Counselors